GAS CREDIT CARDS 2023 | BEST 7 FLEET GAS CREDIT CARDS FOR BUSINESS NO PG AND BAD CREDIT REVIEWS (2023)

FAQs

GAS CREDIT CARDS 2023 | BEST 7 FLEET GAS CREDIT CARDS FOR BUSINESS NO PG AND BAD CREDIT REVIEWS? ›

The easiest business gas credit card to get is likely a secured credit card, student card, or a fuel card that's issued in a partnership between a card issuer and a gas station brand. These types of cards typically have lower credit score requirements, but could still offer rewards for gas purchases.

The easiest business gas credit card to get is likely a secured credit card, student card, or a fuel card that's issued in a partnership between a card issuer and a gas station brand. These types of cards typically have lower credit score requirements, but could still offer rewards for gas purchases.

What is the easiest fleet fuel card to get? One of the easiest fleet fuel cards to get is the card from AtoB. The provider doesn't require a business credit score or personal guarantee.

This means at least fair credit is required for approval. If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be used to make purchases at the affiliated gas stations. Good credit or better (a score of 700+)...

What credit score do you need for a gas card? You'll need a 640 credit score or higher for most gas cards. This means at least fair credit is required for approval. If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.

What you should know before applying for the ExxonMobil Gas Card: You need to have fair credit or better (a credit score of 640+) to get approved for the ExxonMobil Gas Card. Also, remember that an application will result in a hard pull on your credit, lowering your score for a short period of time.

Yes, there is a universal gas card, the 76® Universal Card, which can be used at 95% of U.S. gas stations and offers up to 7 cents off per gallon at 76, Conoco, and Phillips 66 stations.

If you're looking to apply, we recommend at least a 630 credit score. If you're not sure what your Credit Score is, apply for a report, here.

Swipe, Pay & Save

Every time you make a purchase with EZ Pay, you'll save up to 10¢ per gallon at the pump. EZ Pay is linked to your checking account offering you a convenient way to pay without affecting your credit. Enrollment is easy – just link your EZ Pay card to your checking account and start saving!

The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won't always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.

How hard is it to get a BP gas card? ›

What credit score do you need for a gas card? You'll need a 640 credit score or higher for most gas cards. This means at least fair credit is required for approval. If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.

Most of the credit scores that lenders use in the United States, including most versions of the FICO Score, range from 300 to 850. Therefore, most financial professionals generally accept that 300 is the lowest credit score a consumer can have.

The answer is yes. Because gas credit cards report your activity and payment history to the three major consumer credit bureaus — Equifax, Experian, and TransUnion — using one can be a good way to help you establish credit when you're starting out on your credit journey.

Most business fuel cards are connected to a specific fuel brand and offer more ways to save when you fuel at branded stations. This can be a real money saver if your drivers work in an area with many of the same brand stations.

Bottom Line. A gas credit card can save you some money on your gasoline purchases, and it may be easier to be approved for than a regular rewards card. However, a regular rewards card is usually an all-around better deal if you qualify for one.

The easiest way to apply for the Wawa Credit Card is online but you can also do it by calling (800) 251-6781. The minimum credit score to qualify for this card is 640. That means you must have fair credit to get the Wawa Credit Card.

How do gas credit cards work? There are two types of credit cards that could be considered gas credit cards. One type is issued by gas stations, and the other is a more general rewards card that offers bonus rewards for gas purchases.

You can usually apply for a gas credit card at the gas station or online. With some cards, you may be able to choose a billing date that works for you.

What credit bureau does Exxon pull from? ›

Yes, Exxon Mobil Smart Card+ reports your account activity to the following credit reporting agencies: Equifax. Experian. Transunion.

SEA Card® Program

The SEA Card® Order Management System, known as SEA Card® Online, is an electronic order, receipt and invoice system that allows military services, U.S. Coast Guard and authorized federal agency vessels to purchase fuel from commercial ship refueling merchants at ports worldwide.

The choice for savings PLUS flexibility

This is the card for you. It's accepted at 95% of U.S. gas stations — and you save up to 7¢ a gallon at over 7,500 Phillips 66^®, Conoco^® and 76^® locations. * It's also accepted at over 45,000 service locations.

The Sportsman's Warehouse Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Sportsman's Warehouse Credit Card.

The credit score needed for the Tractor Supply Company® Credit Card is 640, at a minimum.

The Tractor Supply Company Credit Card is issued by Citigroup, which offers a personal and business credit card version of the card.

What are the minimum requirements for my customers to apply? To qualify, individuals must earn at least $750 per month and have a checking account that is in good standing and has been active (open) for at least 90 days.

The GasBuddy™ Mastercard® Credit Card can be used anywhere Mastercard is accepted, for everyday purchases, and is subject to credit approval. The Pay with GasBuddy card can be used to pay for gas at fueling stations nationwide -- it is accepted at 95% of them! -- and requires no credit check.

Once you receive your card, download the GasBuddy app and activate it. Use your Gridwise Gas card to pay for gas. It's accepted at 95% of stations nationwide. When you use your Gridwise Gas card, your payment will be deducted from your bank account, and your discount will be automatically applied.

What bank issues Shell gas card? ›

Shell has two store-branded cards issued by Citibank: the Shell Fuel Rewards Card and the Shell Fuel Rewards Mastercard.

"Card" or "Cards" means the Valero Regular Credit Card(s), or Valero VIP Credit Card(s) issued to you by DSRM National Bank in connection with your Account.

By using this card in Circle K, you will not only enjoy OK Dollars but also earn AEON bonus points too, much better offer than any other credit cards. Accumulated OK Dollars can be used as cash and redeemed in Circle K. Visit Circle K every day and earn more iLIKE privileges.

The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won't always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.

Download the BPme app, register for BPme Rewards, and add a payment card. Pull into a bp or Amoco station, then use the app to select your pump and pay. Instant 5¢ savings! Save on every gallon, every time you fill up with no minimum spend.

The Walmart Credit Card credit score requirement is 640 or higher, which means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

It is 176 points away from being a “good” credit score, which many people use as a benchmark, and 116 points from being “fair.” A 524 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.

Once you secure the fleet card, all that remains is to practice responsible use of credit (ie, pay on time) and you'll be well on your way, since your credit management is reported as commercial. That means a fleet card might offer a good way to start the journey toward building, or rebuilding, business credit.

Fuel Cards are a great way to build credit

An obvious advantage to any line of credit is it helps businesses build credit history. Using a fleet card is one of the best ways to do so. You're going to spend money on fuel. Why not do it in a way that benefits your company, employees, budgeting and future?

What is a fleet credit card? ›

Fleet cards are a type of payment card that allows businesses to manage expenses associated with the vehicles they own and operate. Fleet cards, also known as fuel cards, act just like charge cards and are provided by major oil and/or specialized credit companies.

Net 30 calculations can vary based on the fuel card you've selected. For example, in some cases, net 30 means you have 30 days to pay from the date that the goods are delivered. In other cases, it means you have 30 days from your invoice date, which would mean 30 days from the end of your fuel card's billing cycle.

WEX fuel cards are smarter than credit cards and safer than cash. With a WEX fuel card, you have access to discounts that can save you money at the pump plus additional savings on other business expenses. The savings go beyond the fuel pump when you use a WEX fleet fuel card.

Use the Gas Advantage Mastercard everywhere and let your everyday purchases drive down how much you pay for gas. The more you spend on the card, the higher your discount. So if you want to save more next month, just use the card more this month* - when you dine out, buy groceries or even pay your bills.

The Fuel Tax Credit allows businesses to reduce their taxable income dollar for dollar based on using specific types of fuel costs. This credit is only available to some individuals, as it is limited to off-highway business use and a strictly defined selection of uses.

How Do Company Fuel Cards Work for Employees? Company gas cards for employees operate similarly to any regular payment card. They're connected to the company's bank account and allow employees to pay for gas and other business driving expenses at specific, approved locations.

Fuel cards are specifically designed for use at fueling stations and provide access to discounted fuel prices and other features that can help reduce costs associated with running a trucking operation. Credit cards offer more flexibility but have higher fees and interest rates.

Another option is a corporate gas card or a fleet fuel card, which may allow your company to apply without a personal guarantee. For example, you can get the Shell Small Business Card with your EIN if your business takes in $1 million in revenue every year and has at least one year of business history.

The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won't always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.

The easiest way to apply for the Wawa Credit Card is online but you can also do it by calling (800) 251-6781. The minimum credit score to qualify for this card is 640. That means you must have fair credit to get the Wawa Credit Card.

How do I get an easy pay gas card? ›

Can I Get a Loan with Just My Business EIN? Yes, there are certain circumstances where a lender will not use your personal credit score, but only your EIN as a factor in lending to you. Note that they won't just use your EIN in isolation, as there are many factors that go into qualifying for a small business loan.

How Do I Use My EIN Number To Apply for a Credit Card? Some credit card applications ask for an EIN by default, while others ask for a SSN. If you're applying for a credit card and the application asks for your SSN, you can usually substitute your EIN number without a problem.

The vast majority of gas-station branded credit cards will want you to have at least fair credit, which means a FICO credit score above 580, and applicants with scores above 650 will have the best approval odds.

There are two types of credit cards that could be considered gas credit cards. One type is issued by gas stations, and the other is a more general rewards card that offers bonus rewards for gas purchases.

Shell | Fuel Rewards® Credit Card

After that, save 10¢/gallon^* (up to 35 gallons^*) every time you fill up! Savings applied instantly at the pump at participating Shell locations. Choose the card that's right for you!

How does the hold work? You pull up to the gas pump and swipe your payment card. A request for a predetermined amount, which may be more than the purchase amount, is sent to the credit card issuer. The pre-authorization hold can range from as little as $1 to more than $100.

The credit card companies recommend that fuel stations set their authorization limits to the liability limit for the card brand. That way, the merchant is protected from any chargebacks. The merchant determines the amount of the authorization hold, but the customer's bank determines how long the hold stays on the card.

When you enroll in Easy Pay, you'll start saving 30 cents per gallon! Every time you fill your tank at Circle K, you'll see the price roll back 10 cents immediately at the pump. During the 60 day/100 gallon promotional period, you will see an additional savings of 20 cents per gallon reflected on your bank account.

The Shell app with EasyPay™ lets you conveniently and securely pay for your purchases and get rewarded from the comfort of your vehicle. Simply select your pump, your fueling amount, track your car wash passes (where available) and complete your payment – all that's left to do is get out and fuel.